Usda Loans

Brittany Minocchi, Loan Advisor at Breakaway Mortgage

Usda Loans

USDA Rural Home Loans

Why Choose a USDA Loan?

Qualification Requirements

Property Location

Income Limits

Credit & DTI

Frequently Asked Questions

Ready to Explore USDA Loans?

Loan Programs

Own your dream home with zero down payment in eligible rural and suburban areas. USDA loans offer 100% financing with competitive rates and affordable monthly payments.

Backed by the U.S. Department of Agriculture, these loans make homeownership accessible for moderate-income families in qualifying areas across America.

Rural development loans offer incredible benefits for eligible homebuyers

USDA loans are designed for moderate-income families in rural areas

Must be in a USDA-designated rural or suburban area. Many areas just outside major cities qualify.

Household income cannot exceed 115% of the area median income. All household members income counts.

Flexible credit requirements with automated and manual underwriting options available.

Common questions about USDA rural development loans

Find out if your dream home is in a USDA-eligible area and start your journey to homeownership with zero down payment.

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